These examples are shown for illustrative purposes only and represent hypothetical consumers and annuity products. They are shown only to demonstrate how a lump sum could potentially grow or translate into an approximate monthly annuity benefit amount. They assume no withdrawals before the stated ages. This information should not be deemed a recommendation or investment advice. Your actual results will vary based on a number of factors, including the product chosen, its available features and riders, current interest and payout rates, and more. Annuities may not be suitable for everyone.

Annuities involve optional riders and benefits for enhanced features that may come at additional cost. They are subject to surrender charges, which could result in a loss of principal and/or credited interest. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Annuity distributions are taxed as ordinary income when taken, and subject to a 10 percent federal penalty for withdrawals before age 59 ½.