There was more to retirement planning than just growing their money.

Not as Prepared as They Thought

Michael’s career in the energy business and Gina’s catering service allowed them to live a comfortable middle-class life. The couple have always been savvy investors, saving and investing in retirement accounts for many years, and they felt pride in watching their investment portfolio grow. They thought they had retirement all figured out—until they read an article about how there was more to retirement planning than just growing their money. 

Michael and Gina hanging basket background Michael and Gina hanging basket foreground

A More Complete Plan

After investigating on their own and talking with a financial professional, Michael and Gina discovered that retirement planning involved more than just accumulating assets and growing their money. With the help of their financial professional, they built a new plan that took their entire lives into consideration: health costs and risks, housing, Social Security, taxes, monthly income, and how to pass their wealth to their children.

Michael and Gina’s financial professional recommended they use some of their savings to purchase an annuity.

Michael and Gina’s Foundation for the Future

As part of their retirement plan, Michael and Gina’s financial professional recommended they use some of their savings to purchase an annuity—a product that could help protect their money from market downturns and guarantee steady income in their retirement years. The annuity they ultimately purchased also offered a variety of other benefits, including additional income if either of them become confined to a nursing home*, and the guarantee that the remaining balance of their annuity will be paid out to their beneficiaries upon their passing.

Read More About Annuities

Gina swinging grandchild background Gina swinging grandchild

Learn more about how Michael and Gina’s annuity is enhancing their retirement years and providing benefits for them and their family.

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A Family-Filled Retirement

With the benefit of a complete retirement strategy, Michael and Gina are enjoying spending their retirement years with their family without having to worry about money. The assured monthly income from their annuity has allowed them to treat their family the way they always wanted to, helping save for their grandchildren’s college funds and creating more family memories on fun vacations. It’s the joyful retirement Michael and Gina always hoped for: spending their time with the people that matter most to them. 

*May require the purchase of a nursing home rider, available at an additional annual cost.

Gina and Michael are hypothetical figures and do not represent actual clients. This example is shown for illustrative purposes only and reflects a hypothetical annuity product. 

Annuities involve optional benefits and riders for enhanced features that may come at additional cost. They are subject to surrender charges, which could result in a loss of principal and/or credited interest.  Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company.
 

*May require the purchase of a nursing home rider, available at an additional annual cost.

Gina and Michael are hypothetical figures and do not represent actual clients. This example is shown for illustrative purposes only and reflects a hypothetical annuity product. 

Annuities involve optional benefits and riders for enhanced features that may come at additional cost. They are subject to surrender charges, which could result in a loss of principal and/or credited interest.  Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company.
 

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